Reliable payment solutions for your dealership.
Handles high-value transactions with ease.
Gain financial visibility by separating revenue streams for vehicle sales, service work, and parts sales across departments.
Get paid quickly for big-ticket vehicle sales with next-day funding options and eliminate the cash flow gaps.
Offer customers flexible ways to pay for parts and accessories with in-person, mobile, and online payment options.
Payment Challenges Facing Auto Dealers
Auto dealers face unique payment obstacles. When you regularly process $30,000+ vehicle transactions, traditional payment systems often flag these as suspicious, triggering automatic holds and security reviews that delay your cash flow.
Used vehicle sales come with higher dispute potential, making banks nervous about processing these payments. Many processors lack the industry knowledge to distinguish between legitimate auto business patterns and actual fraud risks.
Taking deposits over the phone for custom orders or special vehicles creates card-not-present scenarios that many processors consider high-risk, leading to declined transactions or account freezes precisely when you need access to your funds most.
Multi-department operations further complicate matters when your payment system can't distinguish between parts inventory, service labor, and vehicle sales. This creates accounting headaches and makes it difficult to track performance across different business units.
Dedicated Merchant Accounts for Car Dealers
SensaPay’s underwriting team evaluates your dealership based on your actual business practices rather than applying generic "high-risk" labels.
We provide stable, reliable merchant accounts for:
Used car dealerships with higher average transaction values
Custom and specialty shops with modified vehicle sales
Performance parts retailers selling high-ticket components
Service centers with variable invoice amounts
Multi-location dealer groups with complex operations
Instead of forcing your business into a standard retail model, we build payment solutions around how auto businesses operate. This approach results in higher approval rates, fewer held funds, and payment tools that support rather than hinder your sales process.
Payment Features for Automotive Businesses
SensaPay offers payment solutions designed for the unique needs of auto dealers, parts retailers, and service centers.
Process transactions anywhere on your lot or in your showroom with mobile and countertop terminals..
Send customers digital payment options for deposits, service quotes, or parts invoices.
Set up automatic billing for service plans, extended warranties, and financing arrangements.
Chargeback Monitoring
Protect your business from disputes on used vehicles, warranty claims, and custom parts.
Take deposits and payments by phone for vehicle holds, special orders, or service appointments.
Save on processing fees for down payments and high-value vehicle purchases with direct bank transfers.
E-Commerce Solutions for Auto Parts Retailers
Whether you sell OEM replacements, aftermarket upgrades, or performance parts online, SensaPay creates a secure digital storefront that converts browsers into buyers. Our PCI-compliant payment gateway integrates with popular platforms like Shopify and WooCommerce while supporting custom-built sites for specialty parts dealers.
We provide industry-specific fraud screening tools that recognize legitimate auto parts purchasing patterns while blocking suspicious transactions. This balanced approach maximizes sales and minimizes chargebacks.
Our checkout system handles the complexities of auto parts sales, including:
Vehicle-specific fitment verification
Weight-based shipping calculations
Tax variations across jurisdictions
Multiple shipping options from counter pickup to expedited delivery
Inventory status checks across warehouse locations
The result is a smooth purchasing experience that builds customer confidence and increases repeat business for your parts department or dedicated parts store.
Why Automotive Businesses Choose SensaPay
Selling cars means handling big payments, tight schedules, and tricky financing. Reliable payment solutions that fit your specific needs make all the difference. Here’s how SensaPay supports your business:
1
No Delays on Big Payments
Get funds from vehicle sales deposited quickly.
3
Integrated Financing Tools
Connect in-house financing and third-party lenders to your payment system.
5
Secure Checkout for Car Buyers
Build trust with secure, transparent payment options for major purchases.
6
Auto Industry Compliance
Ensure FTC compliance with payment solutions for vehicle sales and warranties.
Apply for Merchant Services for Your Car Dealership
Ready for payment processing that understands the unique needs of auto dealers? Book a demo to see how SensaPay supports your entire operation.
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Unified Payment Solutions Across Your Dealership
Modern auto businesses need payment systems that work seamlessly across multiple departments while maintaining proper separation for accounting and analysis. SensaPay creates a unified payment ecosystem that supports your entire operation:
Sales Department: Process deposits, down payments, and final transactions for vehicle purchases with high-value transaction support and flexible payment methods.
Service Center: Send digital invoices, take phone payments for repairs, and process in-person transactions when customers pick up their vehicles.
Parts Counter: Handle both wholesale and retail parts sales with inventory-integrated payment processing for both walk-in and phone orders.
F&I Office: Support financing arrangements, warranty sales, and add-on products with compliant payment tools that integrate with your financing partners.
Our consolidated reporting gives you visibility across the entire business while still allowing department-specific performance tracking. Split settlement options direct funds to the appropriate accounts while maintaining a single merchant relationship that understands your complete business model.
This unified approach simplifies your payment operations while providing the detailed visibility needed to manage a complex auto business effectively.
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Experience faster transactions and smoother operations designed for dealerships.
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Sales: (888) 808-0731
Head Office
6300 Wilshire Blvd
Suite 1230
Los Angeles, CA 90036
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