Credit Card Account Updater

Credit Card Account Updater

Credit Card Account Updater

Keep your recurring payments on track with our account updater service. Automatically refresh expired or replaced card information to reduce failed payments and protect customer subscriptions.

account updater
account updater
account updater

Reduce Failed Payments

Update cards before a payment fails and recover more revenue.

Retain Your Customers

Prevent involuntary cancellations and frustrated users.

Save Time and Resources

Eliminate manual follow-ups and payment errors.

credit card updater
credit card updater
credit card updater

Supported Payment Networks

Supported Payment Networks

Supported Payment Networks

Our account updater service works with all major cards:

Visa Account Updater (VAU)

Mastercard Automatic Billing Updater (ABU)

American Express Card Refresher

Discover Network Account Updater

The system integrates seamlessly with your existing payment gateway or processor, requiring minimal setup or maintenance.

How the Automatic Credit Card Updater Works

The automatic account updater ensures stored customer card details remain valid, even after cards are replaced, reissued, or expire. It maintains valid payment information by connecting directly to card networks, updating records before each billing cycle through the following automated steps.

Card Status Detection

The system identifies stored payment methods that will soon expire or may have been replaced.

Card Status Detection

The system identifies stored payment methods that will soon expire or may have been replaced.

Card Status Detection

The system identifies stored payment methods that will soon expire or may have been replaced.

Bank Verification

Direct and encrypted inquiries are sent to card issuers to confirm current account details.

Bank Verification

Direct and encrypted inquiries are sent to card issuers to confirm current account details.

Bank Verification

Direct and encrypted inquiries are sent to card issuers to confirm current account details.

Record Synchronization

Approved updates, including new expiration dates and card numbers, refresh your records automatically.

Record Synchronization

Approved updates, including new expiration dates and card numbers, refresh your records automatically.

Record Synchronization

Approved updates, including new expiration dates and card numbers, refresh your records automatically.

Continuous Transaction Processing

The next scheduled charge uses the current payment details, maintaining revenue flow without declines.

Continuous Transaction Processing

The next scheduled charge uses the current payment details, maintaining revenue flow without declines.

Continuous Transaction Processing

The next scheduled charge uses the current payment details, maintaining revenue flow without declines.

Businesses That Can Use a Card Updater

Businesses That Can Use a Card Updater

Businesses That Can Use a Card Updater

An automatic card updater is essential for any business that relies on recurring revenue or scheduled payments. It ensures billing continuity and reduces customer churn by automatically keeping payment methods current. Here is who benefits most:

Media streaming services, box subscriptions, and SaaS platforms can maintain subscriber continuity and reduce churn.

Media streaming services, box subscriptions, and SaaS platforms can maintain subscriber continuity and reduce churn.

Media streaming services, box subscriptions, and SaaS platforms can maintain subscriber continuity and reduce churn.

Media streaming services, box subscriptions, and SaaS platforms can maintain subscriber continuity and reduce churn.

Gyms, clubs, and professional associations can keep memberships active without interruption.

Gyms, clubs, and professional associations can keep memberships active without interruption.

Gyms, clubs, and professional associations can keep memberships active without interruption.

Gyms, clubs, and professional associations can keep memberships active without interruption.

Insurance companies, utilities, and service businesses can maintain payment schedules.

Insurance companies, utilities, and service businesses can maintain payment schedules.

Insurance companies, utilities, and service businesses can maintain payment schedules.

Insurance companies, utilities, and service businesses can maintain payment schedules.

Secure, Automated Card Management

Secure, Automated Card Management

Secure, Automated Card Management

Our account updater maintains the highest security standards while keeping payment information current.

All processes meet the strictest payment industry security standards, keeping card data fully protected.

All processes meet the strictest payment industry security standards, keeping card data fully protected.

All processes meet the strictest payment industry security standards, keeping card data fully protected.

Every data transmission is secured with bank‑grade encryption from start to finish.

Every data transmission is secured with bank‑grade encryption from start to finish.

Every data transmission is secured with bank‑grade encryption from start to finish.

Sensitive card details are replaced with secure, non‑reversible tokens for storage and processing.

Sensitive card details are replaced with secure, non‑reversible tokens for storage and processing.

Sensitive card details are replaced with secure, non‑reversible tokens for storage and processing.

All updates occur through authenticated, direct connections with card networks, never through unsecured channels.

All updates occur through authenticated, direct connections with card networks, never through unsecured channels.

All updates occur through authenticated, direct connections with card networks, never through unsecured channels.

Keep Your Revenue Flowing

Set up the automatic account updater in your dashboard today and stop losing revenue to expired cards.