3D Secure (2.0)

Reduce fraud and meet regulatory requirements by verifying customer identity through the card issuer during payment.

Protect your business

Get frictionless authentication flows while still benefiting from liability shifts.

Boost acceptance rates

Add your visuals and apply your branding once, and use it across all components.

Adapts to your business model

We support all payment flows including regular, recurring, installments, card add, and updates.

3D Secure (2.0)

Reduce fraud and meet regulatory requirements by verifying customer identity through the card issuer during payment.

Protect your business

Get frictionless authentication flows while still benefiting from liability shifts.

Boost acceptance rates

Add your visuals and apply your branding once, and use it across all components.

Adapts to your business model

We support all payment flows including regular, recurring, installments, card add, and updates.

3D Secure (2.0)

Reduce fraud and meet regulatory requirements by verifying customer identity through the card issuer during payment.

Protect your business

Get frictionless authentication flows while still benefiting from liability shifts.

Boost acceptance rates

Add your visuals and apply your branding once, and use it across all components.

Adapts to your business model

We support all payment flows including regular, recurring, installments, card add, and updates.

What's new with 3D Secure 2.0?

3DS 2.0 represents a marked improvement on 3DS1, which had a reputation for being slow, non-user-friendly, and sometimes even damaging to customer trust.

Rather than only relying on static passwords, 3DS 2.0 enables the use of dynamic authentication through biometrics and token-based authentication methods.

Improved risk assessment

3DS2 has significantly increased the quantity of data sent to issuers, leading to more accurate risk assessments and higher acceptance rates.

Improved user experience

High risk transactions can now be presented with a user-friendly procedure such as OTP (challenge flow) that can take place entirely within your website or app.

Reduces cart abandonment

Integrating the 3DS experience into the users shopping journey minimizes disruption and reduces the chance that they’ll abandon their purchase in frustration